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Let Butler Appraisal Service Inc. (260) 701-2387 take care of your appraisal

Thousands of people in Indiana purchase, sell or refinance their home each month. Most of these transactions consist of a simple line item for an appraisal. Nearly all lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation systems that may seem less expensive than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there other cases when the services of a certified, independent real estate professional could come in handy? Absolutely.

For real estate appraisals in Decatur and Adams County, it's easiest when your order online from Butler Appraisal Service Inc. (260) 701-2387, just click here.

Let Butler Appraisal Service Inc. (260) 701-2387 help you appeal your tax assessment in Adams County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Butler Appraisal Service Inc. (260) 701-2387 is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, most lenders ask homebuyers to buy an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

Butler Appraisal Service Inc. (260) 701-2387 can produce a statement regarding the value of your home, and the price you paid for the appraisal can generally be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Butler Appraisal Service Inc. (260) 701-2387

A divorce is a particularly heartbreaking experience for the parties involved, and it is often even more complicated by the troublesome decision of who maintains the home. It's a good idea to order an appraisal from Butler Appraisal Service Inc. (260) 701-2387 so both parties are completely aware of the true market value of their property, regardless of the circumstances.

The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with help from Butler Appraisal Service Inc. (260) 701-2387Settling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Adams County

Employee relocation can be a stressful event, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest employees that are moving to provide feedback on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered.

Don't sell out for too little or let your home stay on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to complete the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.